Residential Mortgages

Residential mortgages are loans designed for individuals or families looking to purchase, refinance, or improve a property intended for personal use. These mortgages are typically used to buy a primary residence or second home. Key features include:

Interest Rates: Often lower than commercial mortgages, with options for fixed or variable rates.
Term Length: Can be short or long term depending on the lender's criteria.
Repayment: Regular monthly payments, including principal and interest.

Residential mortgages are generally based on the borrower's income, credit score, and the value of the property being financed.

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INVESTOCITY

366, Cowley Road, Oxford, United Kingdom, OX4 2BY

07479965758

INVESTOCITY LTD is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 1016607.

The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Not all services we offer are covered by the FCA. The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our typical broker fee is £999 for regular cases. Where complex cases or adverse credit cases are involved, our fees can vary from min £999 to Maximum 1% of the loan amount. For example, on a loan of £500,000 we would charge a fee ranging from £999 - £5000. This fee is for advice, research, recommendation, implementation (e.g., application, administration of arranging the loan). We will also be paid by commission from the lender.

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

INVESTOCITY LTD
Company Number: 13228174
FCA Number: 1016607
Registered Address: 366 Cowley Road,Oxford,Oxfordshire,OX4 2BY,UNITED KINGDOM

Residential Mortgages

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